Wolaita Sodo, Menaharia area, Building 1st Floor
0978999955 / 0461806950
ይቻላል ላለ ሁሌም ይቻላል

Empowering Savings,
Enabling Possibilities

Transform your financial future with our trusted cooperative. We provide flexible loans, secure savings, and community-driven support to turn your ambitions into reality.

500+ Active Members
4.9/5 Member Rating
24hr Loan Approval

Secure Savings

Secure savings account with attractive interest yield designed to help build your financial reserve efficiently.

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Flexible Credit

Get quick access to competitive personal, vehicle, start-up, and home loans tailored to your income profile.

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Cooperative Trust

Organized under standard regulatory safety to offer members complete security and growth support.

Our Approach
Ethiopian couple in front of a mortgage property
Ethiopian businesswoman entrepreneur

4.9/5

Member Satisfaction Rating

Comprehensive Financial Support for Every Ambition

At Yichalal SACCOS, we believe that structural constraints shouldn't limit individual achievements. For years, we have provided trusted credit programs, easy financial advisory, and wealth storage mechanisms to our community, standing beside every aspiring entrepreneur, parent, and worker.

"ይቻላል ላለ ሁሌም ይቻላል"

"For those who say 'It is possible', it is always possible."
Fast Approvals

Direct loan underwriting designed to clear applications swiftly.

Vast Community

Owned by members, supporting local development directly.

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Tailored Loan Programs Built to Support Your Life Milestones

Mortgage & Housing Loan

Finance your land acquisition or build the dream home for your family with favorable terms and flexible pay schedules.

Car & Vehicle Loan

Get behind the wheel of your personal car or transport vehicle with high financing coverage and convenient term layouts.

Loan for Starting Business

Establish your trade, purchase initial inventory, and launch your business ideas with supporting capital options.

Marriage Milestone Loan

Plan your wedding celebration with ease. Cover venue, catering, and dress costs without stressful cash blockages.

Birthday Celebration Loan

Fund critical anniversary milestones or family celebrations with simple, easily cleared short-term personal lines.

Furniture Loan

Furnish your residential spaces or corporate workspace. Secure elegant, comfortable sets with quick budget approvals.

Electronics Material Loan

Acquire top tier electronic gear, computers, communication systems, and office assets to stay competitive and connected.

Yichalal SACCOS Board Meeting

Cooperative Principles & Modern Standards

Favorable Interest Rates

Our status as a credit co-operative allows us to return surplus gains directly to members in form of competitive returns.

Complete Transparency

No hidden account maintenance charges, surprise interest adjustments, or processing overheads. Trust is our currency.

Member-Driven Community

We reinvest directly into local businesses, fostering financial independence and societal wealth distribution.

ይቻላል ላለ ሁሌም ይቻላል!

"For those who say 'It is possible', it is always possible."

Start Your Journey Today

Reach out to our agents or visit our branch office directly. Complete the inquiry form to prompt an instant callback from our credit officers.

Headquarters Address

Wolaita Sodo, Bus Station (Menaharia) area, directly in front of Google Juice, 1st Floor.

Branch Contact Hotlines

Mobile: 0978-999955
Office Landline: 046-180-6950

Email Communications

Yichalalsacco@gmail.com

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Loan Interest Inquiry & Application

Provide your contact details and desired loan type to start the validation check.

Thank you! Your loan pre-application details have been received. An underwriting agent will call you within 24 hours.